The results indicate that financial ratios of SMEs differ between industries. Industry, measured by the weight-of-evidence (WoE), is a significant variable in default prediction of SMEs. Rating models designed for a specific industry (trade, service, or manufacturing) contain other variables and/or variables have other weights than for a generic PD model. Industry specific default prediction models perform slightly better than the generic model with industry effects, except for the service industry, where the industry specific model considerably outperforms the generic PD model.
Leten, Bart; Belderbos, Rene; Van Looy, Bart; Geerts, Annelies (2012)
Export search results
The export option will allow you to export the current search results of the entered query to a file. Different
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By default, clicking on the export buttons will result in a download of the allowed maximum amount of items.
To select a subset of the search results, click "Selective Export" button and make a selection of the items you want to export.
The amount of items that can be exported at once is similarly restricted as the full export.
After making a selection, click one of the export format buttons. The amount of items that will be exported is indicated in the bubble next to export format.