Cumps, Bjorn; Van Dyck, Walter; Cumps, Bjorn; Van Dyck, Walter (2014)
Even though we have witnessed a number of helpful innovations in recent years (i.e. mobile banking apps, QR-code based peer-to-peer payments, digital advisors, gamified savings accounts etc.), I think it is fair to say that banks and insurance companies are not the most innovative organisations around. Despite this, change is in the air and there are signs that the finance industry is finally beginning to realise the importance of innovation – but it is also clear that there is a long road ahead if banking is to catch up with other sectors such as I.T and Healthcare.
To date, European Union (EU) policy has been in favor of balanced regional growth. Since the 1980s, EU has adopted a policy which aims to strengthen the science and technology bases of the member states, necessary to increase their competitiveness. This EU research, technology and development (RTD) policy also has to contribute to other Community policies such as economic cohesion. Competitiveness and cohesion are two basic elements which are necessary for a balanced economic growth. Despite these objectives, many economic and technological differences still exist between European regions. To show these differences, we present in this paper a new typology of regions which are categorized on the basis of their current state of economic and technological development, their short-term evolution in technological development and their short-term economic growth. Further, we analyze whether these different types of regions tend to converge or diverge, both economically and technologically. Because technological development is the foremost factor used to explain economic growth we further analyze the role of EU RTD policy to diffuse technology from the economically more advanced to the less advanced regions. To explore this question, we use a unique set of regional participation and collaboration data in the EU Framework Programs. Regional participation data is used to measure the direct impact of EU RTD policy on technology development, while the collaboration data is analyzed by means of social network techniques as an indicator of technology diffusion. It is shown that the current RTD policy enforces the technological strength of the best performing regions, but plays a clear role in technology diffusion towards a limited group of catching up regions.
Everaert, Patricia; Bruggeman, Werner; Everaert, Patricia; Bruggeman, Werner (2002)
Investigates the impact of using cost targets during new product development (NPD), in terms of design quality, product cost and development time. An NPD environment with cost targets is compared with an NPD environment where design engineers receive no specific cost targets, but are expected to "minimize" the cost level of future products. The impact of cost targets versus no-cost targets is investigated in combination with high/low time pressure. The 2*2 factorial design was tested in a laboratory experiment that simulated a real design process, with customers asking for the highest design quality. The results demonstrate that cost targets during NPD lead to lower-cost new products, while not impairing design quality or development time. However, under high time pressure, cost targets lead design engineers to work longer on the design, without a corresponding cost decrease.
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